You can send money to Pakistan with Azimo in three simple steps.
1. Set up a transfer to Pakistan
- Select direct to bank as your delivery method
Please note, cash pick-up transfers can only be collected by native Pakistani residents with a valid Pakistani ID.
You can also send money to Pakistan via cash pick-up, SWIFT or mobile top-up.
2. Enter your recipient’s details
- First name
- Last name
- Account number (IBAN)
Your recipient will find their IBAN on their bank statement or by logging into online banking. Every country’s IBAN structure is different, but every one starts with a 2-digit country code. Pakistan’s code is PK.
The recipient’s name must match the name on their bank account/ID. Banks in Pakistan won’t check the account number against the bank account, so please make sure all details are 100% accurate before setting up a money transfer.
3. Pay for your transfer
Choose how much you want to send and select your payment method:
- Debit or credit card (maximum amount 12,000 GBP/13,500 EUR)
- Bank transfer via online banking
- SOFORT if you’re sending from Austria, Belgium, Germany, Italy or Netherlands
Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.
How long will it take to send my transfer to Pakistan?
To process your transfer, we must first receive your payment. Card payments reach our account in minutes whereas bank transfers can take 4 hours in GBP or 2 business days in EUR.
Once we have received your payment, we will immediately process your transfer and notify you via email and push notification.
Direct to bank transfers are usually processed within 30 minutes.
It may take longer to process the transfer on the weekend and public holidays.
Note, your money will only be credited during bank opening hours.
Are there limits on how much I can send to Pakistan?
Minimum amount: 10 GBP
Maximum amount for bank transfer: No limit
If you need to send high amounts to Pakistan, it can take longer due and we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.
How much does it cost to send money to Pakistan?
Your first two Azimo transfers are fee-free and after that can be as low as £1.
The exact amount can vary based on:
- Where you are sending money to and from
- Your payment method (online bank transfer or debit/credit card)
- The amount that you want to send
No matter what, we'll always offer you the lowest rates - in most cases up to 90% lower than other transfer companies and banks! There are no hidden costs or confusing pricing structures.
What is the best app to send money to Pakistan?
With the Azimo app you can send money to Pakistan from home or on the go in just a few taps.
Features include currency alerts for the Pakistani rupee, so you always know the best time to send money abroad, while email and push notifications tell you when your money transfer will be delivered.
There are no complicated forms to fill and no hidden fees. In less than 5 minutes you can transfer to a bank account, mobile wallet or one of 300,000+ secure cash pick-up locations and track your money every step of the way. It’s that simple.
Download the award-winning Azimo app on your Apple or Android device and enjoy your first two transfers fee-free.
How do I transfer to a company in Pakistan?
You can send money to a company account in Pakistan with a SWIFT payment to an account held in USD or EUR.
Please remember to select the correct type of account when creating your new recipient.
Read more: What are SWIFT and BIC codes?
Is it safe to send money online to Pakistan?
When you send money to Pakistan with Azimo your payments are safe and your bank details and personal data are protected. Below are just some of the steps we’ve taken to protect your money:
We are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.
We are registered with Her Majesty’s Revenue and Customs as a Money Transmitter to help prevent money laundering.
3D Secure authentication
We use 3D Secure authentication to give your card payments an extra layer of security.
Our technology detects and monitors unusual activity to protect you from fraud.
We are certified by German TÜV for data protection and IT security.
Encrypted communication on our website and apps protects your account against unauthorised access
Which banks in Pakistan does Azimo support?
You can transfer to any major bank in Pakistan. The full list of banks includes:
- AL BARAKA BANK PAKISTAN LIMITED
- ALLIED BANK LIMITED
- ASKARI BANK LIMITED
- BANK ALFALAH LIMITED
- BANK ALHABIB
- BANK ISLAMI PAKISTAN LIMITED
- BANK OF AZAD JAMMU KASHMIR
- BANK OF KHYBER
- BANK OF PUNJAB
- BARCLAYS BANK LIMITED
- BURJ BANK
- DEUTSHE BANK AG
- DUBAI ISLAMIC BANK LIMITED
- FAYSAL BANK LIMITED
- FINCA MICROFINANCE BANK LIMITED
- FIRST MICRO FINANCE BANK LIMITED
- FIRST WOMEN BANK LIMITED
- HABIB BANK LTD
- HABIB METROPOLITAN BANK
- INDUSTRIAL DEVELOPMENT BANK OF PAKISTAN
- JAHANGIR SIDDIQUI BANK LTD
- KASB BANK LIMITED
- KHUSHALI BANK
- MEEZAN BANK LIMITED
- MUSLIM COMMERCIAL BANK
- NATIONAL BANK OF PAKISTAN
- NIB BANK LIMITED
- NRSP MICROFINANCE BANK LIMITED
- OMAN INTERNATIONAL BANK SADG
- SAMBA BANK LIMITED
- SILK BANK LIMITED
- SINDH BANK
- SME BANK LIMITED
- SONERI BANK LIMITED
- STANDARD CHARTERED BANK
- SUMMIT BANK
- TAMEER MICROFINANCE BANK LIMITED
- THE PUNJAB PROVENCIAL COOPERATIVE BANK LTD
- U MICROFINANCE BANK LIMITED
- UNITED BANK LIMITED
- WASEELA MICROFINANCE BANK LIMITED
- ZARAI TARAQIATI BANK LIMITED