How can I send money to the Philippines online?
You can send money to the Philippines with Azimo in three simple steps.
1. Set up a transfer to the Philippines
- Choose how much you want to send
- Choose your delivery method (Cash pick-up/Direct to bank/Mobile wallet, Home delivery, Mobile top-up)
2. Enter your recipient’s details
Recipient details will differ depending on the delivery method.
- Full name
- Phone number
- Address (letters and numbers only)
The recipient’s name must match the name on their bank account. Banks in the Philippines won’t check the account number against the bank account, so please make sure all details are 100% accurate before setting up a money transfer.
3. Pay for your transfer
Payment methods include:
- Debit or credit card
- Bank transfer via online banking
- SOFORT if you’re sending from Austria, Belgium, Germany, Italy or Netherlands
Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.
How long will it take to process my transfer to the Philippines?
To process your transfer, we must first receive your payment. Card payments reach our account in minutes whereas bank transfers can take 4 hours in GBP or 2 business days in EUR.
Once we’ve received your payment, we will immediately process your transfer and notify you via email and push notification.
Cash pick-ups are mostly available within an hour (BDO/Palawan Pawnshop within minutes and M Lhuillier/Cebuana within an hour).
Note, your money will only be credited during bank opening hours.
Are there limits on how much I can send to the Philippines?
There are separate limits on the amount you can transfer to the Philippines depending on the bank and delivery method.
Minimum amount: 10 GBP
Maximum amount: BDO - 700 GBP / M Lhuillier - 700 GBP / Cebuana - 400 GBP
Please note that some bank accounts in the Philippines may have limits of their own. Check with your recipient, otherwise the payment may be rejected by the bank
If you need to send higher amounts to the Philippines, we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.
What will my recipient need for cash pick-up in the Philippines?
Once we’ve notified you via email that the transfer is available for pick-up, your recipient will need to provide the following:
- Valid photo ID (with matching name and address)
- Pick-up reference number, which we’ll provide once you’ve set up the transfer
- Your recipient may be asked to provide the name of our local partner, BDO Remit
The recipient must be at least 13 years old for cash pick-up.
How much does it cost to send money to the Philippines?
Your first two Azimo transfers are fee-free and after that can be as low as £1.
The exact amount can vary based on:
- Where you are sending money to and from
- Your payment method (online bank transfer or debit/credit card)
- The amount that you want to send
No matter what, we'll always offer you the lowest rates - in most cases up to 90% lower than other transfer companies and banks! There are no hidden costs or confusing pricing structures.
What is the best app to send money to the Philippines?
With the Azimo app you can send money to the Philippines from home or on the go in just a few taps.
Features include currency alerts for the Philippine peso, so you always know the best time to send money abroad, while email and push notifications tell you when your money transfer will be delivered.
There are no complicated forms to fill and no hidden fees. In less than 5 minutes you can transfer to a bank account, mobile wallet or one of 300,000+ secure cash pick-up locations and track your money every step of the way. It’s that simple.
Download the award-winning Azimo app on your Apple or Android device and enjoy your first two transfers fee-free.
How do I transfer to a company in the Philippines?
Please remember to select the correct type of account when creating your new recipient.
Read more: What are SWIFT and BIC codes?
Is it safe to send money online to the Philippines?
When you send money to the Philippines with Azimo your payments are safe and your bank details and personal data are protected. Below are just some of the steps we’ve taken to protect your money:
We are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.
We are registered with Her Majesty’s Revenue and Customs as a Money Transmitter to help prevent money laundering.
3D Secure authentication
We use 3D Secure authentication to give your card payments an extra layer of security.
Our technology detects and monitors unusual activity to protect you from fraud.
We are certified by German TÜV for data protection and IT security.
Encrypted communication on our website and apps protects your account against unauthorised access
Which banks does Azimo support in the Philippines?
You can send money to any bank in the Philippines, including:
- Yuanta Bank
- Asia United Bank
- Bank of Commerce
- Banco de Oro (BDO)
- BDO Network Bank
- Bank of the Philippine Islands (BPI)
- PI Family Savings Bank
- China Bank
- China Bank Savings
- Chinatrust Bank
- Citystate Savings Bank
- City Savings Bank
- Development Bank of the Philippines (DBP)
- Deutsche Bank
- Equicom Savings Bank
- EastWest Bank
- HSBC Savings Bank
- Land Bank of the Philippines
- Malayan Bank
- Philippine Bank of Communications (PBCOM)
- Philippine Business Bank
- Philtrust Bank
- Philippine National Bank (PNB)
- Postal Bank
- Philippine Savings Bank (PS BANK)
- RCBC Savings Bank
- Robinsons Bank
- Sterling Bank
- Security Bank
- Security Bank Savings
- UnionBank of the Philippines
- United Coconut Planters Bank (UCBP)
- UCPB Savings Bank
- Veterans Bank