You can send money to Pakistan with Azimo in three simple steps.
1. Set up a transfer to Pakistan
- Select cash pick-up as your delivery method and PKR as your delivery currency
Please note that cash pick-up transfers can only be collected by native Pakistani residents with a valid Pakistani ID.
2. Enter your recipient’s details
- Full name
- Phone number
The recipient’s name must match the name on their bank account/ID.
3. Choose a pick-up location
Your recipient can collect from any branch of:
- Allied Bank
- Askari Bank
- Bank of Punjab
- Dubai Islamic Bank Pakistan (DIBP)
- Meezan Bank
- UBL (United Bank Limited)
- National Bank of Pakistan
4. Pay for your transfer
Payment methods include:
- Debit or credit card (maximum amount 12,000 GBP/13,500 EUR)
- Bank transfer via online banking
- SOFORT if you’re sending from Austria, Belgium, Germany, Italy or Netherlands
Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.
How long will it take to send my transfer to Pakistan?
Once we’ve received your payment, we will immediately process your transfer and notify you via email and push notification.
Transfers are available for pick-up at any HBL branch in minutes or 6,500 other locations within an hour.
Are there limits on how much I can send to Pakistan?
Minimum amount: 10 GBP
Maximum amount for cash pick-up: 1,500 GBP
If you need to send higher amounts to Pakistan, we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.
There may be additional monthly/annual limits depending on your pick-up location. Please check with the bank.
What will my recipient need for cash pick-up?
Once we’ve notified you via email that the transfer is available for pick-up, your recipient will need to provide the following:
- Valid photo ID (with matching name)
- Pick-up reference number, which we’ll provide once you’ve set up the transfer
Your recipient may be asked to provide the name of our local partner, Uremit.
How much does it cost to send money to Pakistan?
Your first two Azimo transfers are fee-free and after that can be as low as £1.
The exact amount can vary based on:
- Where you are sending money to and from
- Your payment method (online bank transfer or debit/credit card)
- The amount that you want to send
No matter what, we'll always offer you the lowest rates - in most cases up to 90% lower than other transfer companies and banks! There are no hidden costs or confusing prices.
What is the best app to send money to Pakistan?
With the Azimo app you can send money to Pakistan from home or on the go in just a few taps.
Features include currency alerts for the Pakistani rupee, so you always know the best time to send money abroad, while email and push notifications tell you when your money transfer will be delivered.
There are no complicated forms to fill and no hidden fees. In less than 5 minutes you can transfer to a bank account, mobile wallet or one of 300,000+ secure cash pick-up locations and track your money every step of the way. It’s that simple.
Download the award-winning Azimo app on your Apple or Android device and enjoy your first two transfers fee-free.
How do I transfer to a company in Pakistan?
Cash pick-up transfers are not available when sending to a company in Pakistan.
If you’d like to transfer to a company, please select SWIFT as your delivery method.
Read more: What are SWIFT and BIC codes?
Is it safe to send money online to Pakistan?
When you send money to Pakistan with Azimo your payments are safe and your bank details and personal data are protected. Below are just some of the steps we’ve taken to protect your money:
We are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.
We are registered with Her Majesty’s Revenue and Customs as a Money Transmitter to help prevent money laundering.
3D Secure authentication
We use 3D Secure authentication to give your card payments an extra layer of security.
Our technology detects and monitors unusual activity to protect you from fraud.
We are certified by German TÜV for data protection and IT security.
Encrypted communication on our website and apps protects your account against unauthorised access.