Popular countries

  • Sending money to Nigeria

    Why can’t I transfer to a Naira bank account?
    Central Bank of Nigeria rules mean that payments can only arrive with recipients in USD. As soon as the situation changes, we’ll let you know by email.
    In the meantime, Azimo remains one of the safest and most reliable ways to send money to Nigeria.


    What currencies can I send?
    You can still send money to USD or EUR bank accounts in Nigeria by choosing the SWIFT delivery method on the Azimo website or app.
    Mobile top-up transfers are also available as usual. With mobile top-up you can add credit to your recipient’s local mobile number – the money cannot be withdrawn.


    Does the recipient’s account have to be in USD?
    Central Bank of Nigeria rules mean that your recipient’s account must be held in USD or EUR. We’re also not able to process For Further Credit (FFC) payments.
    If either of these requirements are not met, the receiving bank will usually reject the transfer and return the money to Azimo. This process can take up to four weeks, so it’s important the recipient’s account matches your sending currency (USD/EUR).
    Note, correspondent banks, also known as intermediary banks, may deduct a handling fee from the total amount.

     

    How much does it cost to send money via SWIFT?
    You’ll find more information about our fee here
    Please note, receiving banks may charge an additional fee to send or receive a SWIFT transfer. In which case, your transfer amount may vary.
    When your transfer is in progress, correspondent banks, also known as intermediary banks, can deduct a handling fee. The amount depends on the currency, country and bank.

     

    How long until my transfer is delivered?
    SWIFT payments usually take one working day to be delivered
    Please note, transfers may take longer during public holidays.

     

    What are the transfer limits?
    SWIFT:
    Minimum amount: 200 GBP (or equivalent in sending currency)
    Maximum amount: 250,000 GBP (or equivalent in sending currency)
    Some banks have individual limits on how much they can receive, so please double check with them before you send.

     

    What details do I need to send a SWIFT payment?
    You will need your recipient’s SWIFT-BIC code. This code is unique to your recipient’s bank branch, so please ask them before you set-up a transfer.
    Read more: How do I find my SWIFT/BIC code?

     

    Can I transfer money to a company?
    Yes, you can make a SWIFT transfer to company accounts in USD or EUR.
    Please remember to select the correct account type when creating your new recipient.

     

    What if I made a mistake in the details?
    Contact our Customer Support team as soon as possible.
    If the transfer has been sent already with incorrect details, the receiving bank will usually reject the transfer and return the money to Azimo. This process can take up to four weeks.

     

    Can I send a mobile top-up?
    With mobile top-up you can add credit to your recipient’s local mobile number – the money cannot be withdrawn.
    Mobile top-ups are processed within minutes but they can only be sent from the Azimo app, and rates differ slightly from our usual rates.

    To complete a mobile top-up transfer, simply select ‘Mobile top-up’ as your delivery method and enter your recipient’s mobile number.
    Note, the money can be used by the recipient to carry out calls and SMSs – it cannot be transferred to the bank account.

  • Sending money to Nigeria (Cash pick-up)

     

    You can send a cash pick-up to Nigeria with Azimo in three simple steps. 

     

    1. Set up a transfer to Nigeria

    • Choose your sending country
    • Choose your receiving currency (USD)
    • Choose your delivery method (cash pick-up)
    • Select your pick-up location (FCMB/Fidelity Bank/Zenith Bank)

     

    2. Enter your recipient’s details

    • Full name (must match the name on their ID)
    • Phone number 
    • Email (optional)

    If you enter your recipient’s email, they will receive an email with pick-up instructions when the transfer is ready for collection. If not, you will need to share the pick-up instructions with them yourself. 

    Please check all details are 100% accurate. Your recipient will not be able to receive the money if the details you’ve provided do not match their ID.

     

    3. Pay for your transfer 

    Payment methods include:

    • Debit or credit card (Azimo card limit is 12,000 GBP/13,500 EUR)
    • Bank transfer via online banking (not available if you’re sending from Poland, Denmark, Norway, Sweden or Australia)
    • SOFORT if you’re sending from Austria, Belgium, Germany, Italy or Netherlands

    Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.

     

    Can I send Naira to Nigeria via cash pick-up?

    No, recent changes to Central Bank of Nigeria rules mean Naira transfers are not available at the moment. As soon as the situation changes, we’ll notify you via email.

    In the meantime, your recipient can collect USD from a Nigerian bank branch in minutes when you send money with Azimo.

    Please note, the money will be rounded to the nearest USD at the pick-up location. 

     

    How long will it take to process my transfer to Nigeria?

    To process your transfer, we must first receive your payment. Card payments reach our account in minutes whereas bank transfers can take 4 hours in GBP or 2 business days in EUR. 

    Once we’ve received your payment, we will immediately process your transfer and notify you via email and push notification. Cash pick-ups are mostly available within 30 minutes.

    Please note, payments will only be processed on business days, during UK business hours.

     

    Will my recipient be notified when the cash pick-up is available?

    Once the cash is available for collection, we will notify you and your recipient via email. Note, your recipient will only receive an email if you included it in your recipient’s details.

    For this reason, please make sure the email you’ve provided is 100% accurate

     

    What will my recipient need to provide for cash pick-up?

    Once we’ve notified you via email that the transfer is available for pick-up, your recipient will need to provide the following at the pick-up location:

    • Matching photo ID (valid forms include national ID, passport, driver’s license or Nigerian Bank Verification Number/BVN)
    • Pick-up reference number (which you will receive via email – as will your recipient if you included their email in your recipient’s details) 

    Your recipient may be asked to provide the name of our local partner, Cashpot, at the pick-up location. If they are collecting from a Zenith Bank location, they should provide our name, Azimo, instead.

     

    How long does my recipient have to collect a cash pick-up?

    Please instruct your recipient to collect the cash within 60 days. Any longer and the money will be returned to sender.

     

    Can my recipient exchange USD for Naira at the cash pick-up location?

    Currency exchange is not a service Azimo provides. However, if your recipient would like to exchange USD for Naira once they’ve collected the cash, they can inquire at the pick-up location. 

    Please note, not all bank branches will offer a currency exchange service.

     

    Why is my transfer rounded to the nearest USD?

    Regardless of the sending currency, recent changes to Central Bank of Nigeria rules mean that recipients can only collect USD. For this reason, the sending amount will be rounded to the nearest dollar at the pick-up location. 

    For example, $100.30 will be rounded down to $100, while $100.90 will be rounded up to $101. 

    Please make your recipient aware of this to avoid any confusion at the pick-up location. 

     

    Are there limits on how much I can send to Nigeria?

    There are no limits on the number of transfers you can send. However, there are limits on how much you can send in a single transfer:

    Minimum amount: 10 GBP (or currency equivalent)
    Maximum amount: 9999 USD (or currency equivalent)

    If you need to send high amounts to Nigeria, we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.

     

    What is the Naira 4 Dollar Scheme?

    The Central Bank of Nigeria’s new ‘Naira 4 Dollar Scheme’ is simple. For every US dollar you send between now and May 8th, your recipient will receive a 5 naira bonus.

    For example, if you send 100USD to Nigeria with Azimo, your recipient will receive the 100 USD plus a 500 naira bonus.

    Set up a transfer as usual and the bonus will be available for collection at your chosen pick-up location. 

    Please ask your recipient to mention the Naira4Dollar Scheme at the branch. And if they have any trouble collecting the bonus, kindly ask them to contact the bank directly.

    You’ll find that the bonus won’t appear in your transfer history as the money is paid by the bank and not by Azimo. 

     

    Which banks support Azimo cash pick-up in Nigeria?

    You can send money to the following:

  • Sending money to Poland

    What do I need to make a transfer?

    You can complete a bank deposit to Poland quickly and easily. All you need to do is:

    1. Enter recipient’s details
      • First name
      • Last name
      • Account number (26 digits)
      Recipient’s name must match the name on their bank account/ID.
    2. Pay for your transfer
        You can easily pay for your transfer with the following:
      • Debit or credit card (maximum amount 12,000 GBP/13,500 EUR)
      • Bank transfer by logging into your online banking
      • SOFORT payments when sending from Austria, Belgium, Germany, Italy and The Netherlands
      • iDEAL when sending from The Netherlands
        Please note that:
      • You can only use your own card to pay
      • If using online banking to pay for your transfer, always send money from an account in your name and include the reference number

    Transfer limits

    Minimum amount: 10 GBP
    Maximum amount: No limit

    Please note that although there is no maximum sending amount, some recipient’s banks have a limit set on how much they can receive, so double check with your recipient before sending.

    If you need to send higher amounts to Poland, we might request additional details from you to process the transfer.

    Delivery times

    Once we have received your payment, we will immediately process your transfer.

    Transfers sent before 3PM GMT are delivered on the same day. If you send money after 3PM, the transfer will be available the next day.

    Transfers to mBank are instant.

    Please note that it can sometimes take a few hours to appear in your recipient bank account.

    Supported banks

    You can send money to any bank in Poland, including:

    • Sygma Banque Societe Anonyme (SA) Oddział w Polsce
    • Powszechna Kasa Oszczędności Bank Polski SA
    • INVEST – BANK SA
    • ING Bank Śląski SA
    • Société Générale SA Oddział w Polsce
    • Allianz Bank SA
    • Bank Polska Kasa Opieki SA
    • Bank BPH SA
    • Volkswagen Bank Polska SA
    • Bank Gospodarstwa Krajowego
    • Rabobank Polska SA
    • Bank Millennium SA
    • Raiffeisen Bank Polska SA
    • HSBC Bank Polska SA
    • Bank Współpracy Europejskiej SA
    • GE Money Bank SA
    • Bank Inicjatyw Społeczno – Ekonomicznych SA
    • GMAC Bank Polska SA
    • Bank Rozwoju Cukrownictwa SA
    • Kredyt Bank SA
    • NOBLE Bank SA (formerly Wschodni Bank Cukrownictwa SA)
    • Euro Bank SA
    • Getin Bank SA
    • Bank Ochrony Środowiska SA
    • Bank Pocztowy SA
    • DaimlerChrysler Bank Polska SA
    • FORTIS BANK POLSKA SA
    • Mazowiecki Bank Regionalny SA
    • ABN AMRO Bank (Polska) SA
    • Narodowy Bank Polski
    • DOMINET BANK SA
    • Bank Handlowy w Warszawie SA (part of Citigroup)
    • DZ BANK Polska SA
    • Alior Bank SA
    • Calyon Bank Polska SA
    • mBank SA
    • BNP Paribas Bank Polska SA
    • WestLB Bank Polska SA
    • Toyota Bank Polska SA
    • BPH Bank Hipoteczny SA
    • Deutsche Bank PBC SA
    • Skandinaviska Enskilda Banken AB (SA) – Oddział w Polsce
    • LUKAS Bank SA
    • Bank Zachodni WBK SA
    • AIG Bank Polska SA
    • Gospodarczy Bank Wielkopolski SA
    • Bank Gospodarki Żywnościowej SA
    • BANK POLSKIEJ SPÓŁDZIELCZOŚCI SA
    • FCE Bank Polska SA
    • Santander Consumer Bank SA, subsidiary of Banco Santander
    • Polbank EFG
    • Fiat Bank Polska SA
    • BRE Bank Hipoteczny SA
    • NORDEA BANK POLSKA SA
    • Śląski Bank Hipoteczny SA
    • Bank DnB NORD Polska SA
    • Banque PSA Finance SA Oddział w Polsce
    • Cetelem Bank SA
    • Deutsche Bank Polska SA
    • Svenska Handelsbanken AB SA Oddział w Polsce
    • RCI Bank Polska SA
    • Bank Rozwoju Budownictwa Mieszkaniowego SA
    • Jyske Bank A/S SA Oddział w Polsce
    • Nykredit Realkredit A/S SA – Oddział w Polsce
    • ABN AMRO Bank N.V.SA Oddział w Polsce
    • Dresdner Bank AG SA Oddział w Polsce
    • Bank of Tokyo-Mitsubishi UFJ (Polska) SA
    • Calyon SA Oddział w Polsce
    • EFG Eurobank Ergasias S.A. SA Oddział w Polsce
    • BNP PARIBAS SA Odd

    Transfering to a company

    You can send money to a company account in Poland.

    Please remember to select the correct type of account when creating your new recipient.

  • Sending money to the Philippines (Cash pick-up)

    How can I send money to the Philippines online?

    You can send money to the Philippines with Azimo in three simple steps. 

    1. Set up a transfer to the Philippines 

    • Choose how much you want to send 
    • Choose your delivery method (Cash pick-up/Direct to bank/Mobile wallet, Home delivery, Mobile top-up)

     

    2. Enter your recipient’s details

    Recipient details will differ depending on the delivery method.

    Cash pick-up

    • Full name
    • Phone number
    • Address (letters and numbers only)

    The recipient’s name must match the name on their bank account. Banks in the Philippines won’t check the account number against the bank account, so please make sure all details are 100% accurate before setting up a money transfer.

    3. Pay for your transfer 

    Payment methods include:

    Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.

    -

    How long will it take to process my transfer to the Philippines?

    To process your transfer, we must first receive your payment. Card payments reach our account in minutes whereas bank transfers can take 4 hours in GBP or 2 business days in EUR. 

    Once we’ve received your payment, we will immediately process your transfer and notify you via email and push notification.

    Cash pick-ups are mostly available within an hour (BDO/Palawan Pawnshop within minutes and M Lhuillier/Cebuana within an hour).

    Note, your money will only be credited during bank opening hours.

    Are there limits on how much I can send to the Philippines?

    There are separate limits on the amount you can transfer to the Philippines depending on the bank and delivery method.

    Cash pick-up

    Minimum amount: 10 GBP
    Maximum amount: BDO - 700 GBP / M Lhuillier - 700 GBP / Cebuana - 400 GBP

    -

    Please note that some bank accounts in the Philippines may have limits of their own. Check with your recipient, otherwise the payment may be rejected by the bank 

    If you need to send higher amounts to the Philippines, we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.

    What will my recipient need for cash pick-up in the Philippines?

    Once we’ve notified you via email that the transfer is available for pick-up, your recipient will need to provide the following:

    • Valid photo ID (with matching name and address)
    • Pick-up reference number, which we’ll provide once you’ve set up the transfer
    • Your recipient may be asked to provide the name of our local partner, BDO Remit

    The recipient must be at least 13 years old for cash pick-up.

    How much does it cost to send money to the Philippines?

    Your first two Azimo transfers are fee-free and after that can be as low as £1. 

    The exact amount can vary based on:

    • Where you are sending money to and from
    • Your payment method (online bank transfer or debit/credit card)
    • The amount that you want to send

    No matter what, we'll always offer you the lowest rates - in most cases up to 90% lower than other transfer companies and banks! There are no hidden costs or confusing pricing structures.

     

    What is the best app to send money to the Philippines?

    With the Azimo app you can send money to the Philippines from home or on the go in just a few taps.

    Features include currency alerts for the Philippine peso, so you always know the best time to send money abroad, while email and push notifications tell you when your money transfer will be delivered.

    There are no complicated forms to fill and no hidden fees. In less than 5 minutes you can transfer to a bank account, mobile wallet or one of 300,000+ secure cash pick-up locations and track your money every step of the way. It’s that simple.

    Download the award-winning Azimo app on your Apple or Android device and enjoy your first two transfers fee-free.

    How do I transfer to a company in the Philippines?

    You can send money to a company account in the Philippines, either with a local “Bank deposit” transfer or with a SWIFT payment to an account held in EUR or USD.

    Please remember to select the correct type of account when creating your new recipient.

    Read more: What are SWIFT and BIC codes?

    Is it safe to send money online to the Philippines?

    When you send money to the Philippines with Azimo your payments are safe and your bank details and personal data are protected. Below are just some of the steps we’ve taken to protect your money:

     

    FCA regulated

    We are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.

     

    HMRC registered

    We are registered with Her Majesty’s Revenue and Customs as a Money Transmitter to help prevent money laundering.

     

    3D Secure authentication

    We use 3D Secure authentication to give your card payments an extra layer of security.

     

    Fraud detection

    Our technology detects and monitors unusual activity to protect you from fraud.

     

    Data protection

    We are certified by German TÜV for data protection and IT security.

     

    Encryption

    Encrypted communication on our website and apps protects your account against unauthorised access

     

    Which banks does Azimo support in the Philippines?

    You can send money to any bank in the Philippines, including:

    • Yuanta Bank
    • Asia United Bank
    • Bank of Commerce
    • Banco de Oro (BDO)
    • BDO Network Bank
    • Bank of the Philippine Islands (BPI)
    • PI Family Savings Bank
    • China Bank
    • China Bank Savings
    • Chinatrust Bank
    • Citibank
    • Citystate Savings Bank
    • City Savings Bank
    • Development Bank of the Philippines (DBP)
    • Deutsche Bank
    • Equicom Savings Bank
    • EastWest Bank
    • HSBC
    • HSBC Savings Bank
    • Land Bank of the Philippines
    • Malayan Bank
    • Maybank
    • Metrobank
    • Philippine Bank of Communications (PBCOM)
    • Philippine Business Bank
    • Philtrust Bank
    • Philippine National Bank (PNB)
    • Postal Bank
    • Philippine Savings Bank (PS BANK)
    • RCBC
    • RCBC Savings Bank
    • Robinsons Bank
    • Sterling Bank
    • Security Bank
    • Security Bank Savings
    • UnionBank of the Philippines
    • United Coconut Planters Bank (UCBP)
    • UCPB Savings Bank
    • Veterans Bank
  • Sending money to the Philippines (Bank deposit)

    How can I send money to the Philippines online?

    You can send money to the Philippines with Azimo in three simple steps. 

    1. Set up a transfer to the Philippines 

    • Choose how much you want to send 
    • Choose your delivery method (Cash pick-up/Direct to bank/Mobile wallet, Home delivery)

     

    2. Enter your recipient’s details 

    Recipient details will differ depending on the delivery method.

    Direct to bank

    • Full name
    • Phone number
    • Bank name
    • Account type
    • Account number 

    The account number format depends on the bank:
    - Philippine National Bank (PNB) - 12 digits
    - Land Bank - 10 or 16 digits
    - Banco de Oro (BDO) - 12 digits
    - Bank of the Philippine Islands (BPI) - 10 digits

     

    3. Pay for your transfer 

    Payment methods include:

    Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.

    -

    How long will it take to process my transfer to the Philippines?

    To process your transfer, we must first receive your payment. Card payments reach our account in minutes whereas bank transfers can take 4 hours in GBP or 2 business days in EUR. 

    Please note, if you’re transferring more than 50,000 pesos it may take an additional business day to process your transaction. 

    Once we’ve received your payment, we will immediately process your transfer and notify you via email and push notification. 

    Direct to bank transfers under 50,000 pesos are mostly delivered instantly. If you’re transferring more than 50,000 pesos, the funds will take an additional business day to reach your recipient’s account. 

    It can sometimes take a few hours for the money to appear in your recipient’s bank account.

    Note, your money will only be credited during bank opening hours.

    Are there limits on how much I can send to the Philippines?

    There are separate limits on the amount you can transfer to the Philippines depending on the bank and delivery method.

    Direct to bank 

    Minimum amount: 23 GBP
    Maximum amount: 700,000 PHP

    -

    Please note that some bank accounts in the Philippines may have limits of their own. Check with your recipient, otherwise the payment may be rejected by the bank 

    If you need to send higher amounts to the Philippines, we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.

    How much does it cost to send money to the Philippines?

    Your first two Azimo transfers are fee-free and after that can be as low as £1. 

     

    The exact amount can vary based on:

    • Where you are sending money to and from
    • Your payment method (online bank transfer or debit/credit card)
    • The amount that you want to send

     

    No matter what, we'll always offer you the lowest rates - in most cases up to 90% lower than other transfer companies and banks! There are no hidden costs or confusing pricing structures.

     

    What is the best app to send money to the Philippines?

    With the Azimo app you can send money to the Philippines from home or on the go in just a few taps.

    Features include currency alerts for the Philippine peso, so you always know the best time to send money abroad, while email and push notifications tell you when your money transfer will be delivered.

    There are no complicated forms to fill and no hidden fees. In less than 5 minutes you can transfer to a bank account, mobile wallet or one of 300,000+ secure cash pick-up locations and track your money every step of the way. It’s that simple.

    Download the award-winning Azimo app on your Apple or Android device and enjoy your first two transfers fee-free.

    How do I transfer to a company in the Philippines?

    You can send money to a company account in the Philippines, either with a local “Bank deposit” transfer or with a SWIFT payment to an account held in EUR or USD.

    Please remember to select the correct type of account when creating your new recipient.

    Read more: What are SWIFT and BIC codes?

    Is it safe to send money online to the Philippines?

    When you send money to the Philippines with Azimo your payments are safe and your bank details and personal data are protected. Below are just some of the steps we’ve taken to protect your money:

     

    FCA regulated

    We are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.

     

    HMRC registered

    We are registered with Her Majesty’s Revenue and Customs as a Money Transmitter to help prevent money laundering.

     

    3D Secure authentication

    We use 3D Secure authentication to give your card payments an extra layer of security.

     

    Fraud detection

    Our technology detects and monitors unusual activity to protect you from fraud.

     

    Data protection

    We are certified by German TÜV for data protection and IT security.

     

    Encryption

    Encrypted communication on our website and apps protects your account against unauthorised access

     

    Which banks does Azimo support in the Philippines?

    You can send money to any bank in the Philippines, including:

    • Yuanta Bank
    • Asia United Bank
    • Bank of Commerce
    • Banco de Oro (BDO)
    • BDO Network Bank
    • Bank of the Philippine Islands (BPI)
    • PI Family Savings Bank
    • China Bank
    • China Bank Savings
    • Chinatrust Bank
    • Citibank
    • Citystate Savings Bank
    • City Savings Bank
    • Development Bank of the Philippines (DBP)
    • Deutsche Bank
    • Equicom Savings Bank
    • EastWest Bank
    • HSBC
    • HSBC Savings Bank
    • Land Bank of the Philippines
    • Malayan Bank
    • Maybank
    • Metrobank
    • Philippine Bank of Communications (PBCOM)
    • Philippine Business Bank
    • Philtrust Bank
    • Philippine National Bank (PNB)
    • Postal Bank
    • Philippine Savings Bank (PS BANK)
    • RCBC
    • RCBC Savings Bank
    • Robinsons Bank
    • Sterling Bank
    • Security Bank
    • Security Bank Savings
    • UnionBank of the Philippines
    • United Coconut Planters Bank (UCBP)
    • UCPB Savings Bank
    • Veterans Bank
  • Sending money to Bangladesh

    How long will the transfer take?

    If you pay by card and no document verification is required:

    • Cash pick-up transfers to Bangladesh are usually delivered within one hour.
    • Bank transfers to Bangladesh are usually delivered within one working day. 
    • SWIFT transfers are usually delivered within one working day.

    If you pay by bank transfer, we cannot start your Azimo transfer until the money reaches our account. This takes up to one working day in the UK and up to two working days in other European countries. 

    How much can I send in a single transfer?

    The minimum sending amount is 10 GBP or sending currency equivalent. 

    The maximum amount for cash pick-up is 800 GBP or sending currency equivalent. 

    The maximum amount for bank transfers is 5600 GBP or sending currency equivalent. 

    Larger transfers may require additional document verification. This security measure helps us to keep your money safe.

    Where can my recipient collect a cash pick-up transfer?

    Your recipient can collect a cash pick-up transfer at any branch of the following companies:

    AGRANI BANK

    BANGLADESH KRISHI BANK

    BANK ASIA BANK

    BRAC BANK

    BRAC BDP NGO

    BURO MICROFINANCE NGO

    CDIP MICROFINANCE NGO

    DESHA MICROFINANCE NGO

    DUTCH BANGLA BANK

    GUK MICROFINANCE NGO

    ISLAMI BANK

    JAGARONI MICROFINANCE NGO

    JANATA BANK

    PUBALI BANK

    RRF MICROFINANCE NGO

    SONALI BANK

    THE CITY BANK

    Which banks in Bangladesh do you send money to?

    We currently send money to all banks in Bangladesh.

    What should I check before sending?

    When sending money to a bank account in Bangladesh, please make sure that:

    • The account is able to receive Taka, or USD/EUR if sending via SWIFT. 
    • The account is not closed/frozen/suspended.
    • There are no restrictions on the amount that the account can receive.

Other countries

  • Sending to China (Alipay)

    How does Alipay work?

    To send money via Alipay, you’ll need your recipient’s name and their Alipay ID. Once your payment is complete, the recipient will receive the money instantly in one of two ways:

    • Alipay wallet: The money will be delivered to an Alipay e-wallet, which your recipient can then use to make payments.
    • Bank transfer: The money will be delivered to an Alipay e-wallet and sent to a linked bank account.

    Please note, your recipient’s wallet must be linked to a bank account, otherwise Alipay will not be able to process your payment.

    You’ll find instructions on how to link Alipay to a bank account here.

     

    How do I set up an Alipay transfer?

    Setting up an Alipay transfer is simple. Set up a new transfer and enter your recipient’s:

    • Full name
    • Alipay ID (11 digits)

    The recipient’s name must match the name on their Alipay account. Please make sure your recipient’s Alipay wallet is linked to their bank account and they have international transfers enabled.


    Can I send Alipay transfers to any country?

    No, Alipay is only available to individual account holders in China.


    How long does it take to process an Alipay transfer?

    Alipay transfers are instant. Once you’ve set up your transfer and completed the payment, your money will be delivered to the recipient’s account immediately.

    Are there limits on how much I can send with Alipay?

    Maximum limit per transfer: 5,400 GBP (or equivalent currency)
    Maximum limit per calendar year (365 days): 500,000 CNY (or equivalent currency)
    Maximum transfers per calendar month (30 days): Five


    Can I send money to a business?

    No, Alipay transfers can only be sent to individual account holders.

    Please also note that Azimo Business account holders will not be able to send Alipay transfers.

    Can I use Alipay to send to accounts in currencies other than CNY?
    No, CNY is the only currency available.


    Can I apply a voucher code to my Alipay transfer?

    Yes. When setting up your transfer, tap ‘use a voucher’, enter your code, and that’s it! Your voucher will be applied automatically to your next transfer.

    Read more: How do Azimo voucher codes work?


    Will my recipient receive a notification about the transfer?

    Yes, your recipient will be notified via the Alipay app.


    Are transfers with Alipay safe?

    Yes, every transfer is secured by anti-fraud and encryption technology.


    What documents do I need to provide for an Alipay transfer?

    We may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.

    More details on why you need to provide additional details can be found here.

  • How can I send money online to Morocco?

    You can send money to Morocco with Azimo in three simple steps. 

     

    1. Set up a transfer to Morocco

    • Choose how much you want to send 
    • Choose your delivery method (Cash pick-up/Direct to bank/SWIFT)

    2. Enter your recipient’s details

    Recipient details will vary based on the delivery method.

    Cash pick-up

    • Full name
    • Phone number
    • Address (letters and numbers only)

    Direct to bank

    • Full name
    • Phone number
    • Address (letters and numbers only)
    • Bank name
    • Account number

    SWIFT

    The recipient’s name must match the name on their bank account/ID. Banks in Morocco don’t check the account number against the bank account, so please make sure all details are 100% accurate before setting up a money transfer.

    3. Pay for your transfer 

    Payment methods include:

    • Bank transfer via online banking (not available if you’re sending from Poland, Denmark, Norway, Sweden, Australia or Canada)
    • SOFORT if you’re sending from Austria, Belgium, Germany, Italy or Netherlands
    • iDEAL if you’re sending from the Netherlands
    • Interac e-Transfer if you’re sending from Canada

    Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number. 

    Where can my recipient collect the money? (Cash pick-up)

    If you are sending money from France, your recipient can collect the money from any Wafacash or CashPlus bank branch

    Senders outside of France can deliver money to CashPlus-only – there are over 1,400 locations to choose from. 

    Transfers are mostly delivered within minutes, but please make sure your recipient brings a matching photo ID and pick-up reference to the pick-up location.  

    How long will it take to process my transfer to Morocco?

    To process your transfer, we must first receive your payment. Card payments reach our account in minutes whereas bank transfers can take 4 hours in GBP or 2 business days in EUR. 

    Once we’ve received your payment, we will immediately process your transfer and notify you via email and push notification. 

    Cash pick-up transfers are mostly available instantly. 

    Direct to bank and SWIFT transfers will take 1-2 working days. 

    The exact delivery time depends on the transfer method, the amount, and the receiving/sending bank. Times may be slower on public holidays and weekends.

    Note, your money will only be processed on business days, during UK business hours.

     

    What will my recipient need to provide for cash pick-up?

    Once we’ve notified you via email that the transfer is available for pick-up, your recipient will need to provide the following at the pick-up location:

    • Matching photo ID (valid forms include national ID, passport, driver’s license)
    • Pick-up reference number (which you will receive via email – as will your recipient if you included their email in your recipient’s details) 

    Are there limits on how much I can send to Morocco?

    Yes, depending on the bank and delivery method.

    Direct to bank 

    Minimum amount: 10 GBP (or currency equivalent)
    Maximum amount: 18 000 GBP (or currency equivalent)

    -

    Please note that some bank accounts in Morocco may have limits of their own. Check with your recipient, otherwise the payment may be rejected by the bank 

    Cash pick-up

    Minimum amount: 10 GBP (or currency equivalent)
    Maximum amount: 950 GBP (or currency equivalent)

    If you need to send higher amounts to Morocco, we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.

     

  • Sending from Canada

    How can I pay for my transfer?

    Payment methods include:

    • Debit card
    • Interac e-Transfer

    Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name.

    What is an Interac e-Transfer?

    An Interac e-Transfer is a fast and convenient way to send and receive money from one bank account to another. 

    To send an e-Transfer, you must have an email address, access to online banking, and a bank account in Canada. Interac will withdraw the money from your account on request – no bank details needed. 

    After you’ve set up a transfer, you must check your email address and approve the payment within 48 hours. Once approved, we’ll process your transfer immediately.

    You’ll find more information on how an Interac e-Transfer works in Interac’s FAQs.

     

    How long will an Interac e-Transfer take?

    As soon as you approve the payment, we will process your transfer immediately. 

    The delivery time will then depend on your recipient’s bank.  


    Are there limits on how much I can send?

    Yes, there are daily and weekly limits: 

    Daily maximum limit: $3,000 (or equivalent currency)

    Weekly maximum limit: $5,000 (or equivalent currency)  

    Monthly maximum limit: $10,000 (or equivalent currency)  


    Why haven’t I received an email from Interac?

    You should receive an email request from Interac immediately after you’ve set up your payment. If not, please check that your Azimo email is 100% accurate. 

    The security of your account is very important to us, so we ask that if you need to change your email address that you contact our Customer Support team directly.

    Read: Can I edit my personal information after I sign up?

     

    My email address is incorrect. What should I do?

    If, after you’ve set up an Interac e-Transfer request, you find that your email address is incorrect, you must change your email address and cancel the transfer.  

    Please contact our Customer Support team directly if you need to change your email address. 

    To request a cancellation:

    Via the Azimo app

    • Go to your transfer status via the Activity tab. 
    • Tap the question mark in the top right corner of the transfer status. 
    • Tap “Request cancellation” and follow the on-screen instructions.

    Via the Azimo website

    • Go to the Azimo.com support centre.
    • Click the “contact us” button at the bottom of the page. 
    • Send us a message with the transfer ID and the details of your cancellation request. 

    Our team will review your request and let you know if cancellation is possible. If successful, the cancellation process takes 24 hours.

    Read: How do I cancel my Azimo transfer?


    Do I need a Canadian dollar account?

    Yes, you can only send money from a Canadian dollar bank account. 

    As for the receiving currency, we’ll convert the money into the currency of your choice before delivering it to your recipient. Azimo exchanges money into over 60 currencies.

     

    Can I send money from Quebec?

    No, Azimo isn’t currently available to senders in Quebec. Thanks for your patience while our team works on bringing this service to you later this year.

  • How do I send money to Pakistan (cash pickup)?

    You can send money to Pakistan with Azimo in three simple steps.

    1. Set up a transfer to Pakistan

    • Select cash pick-up as your delivery method and PKR as your delivery currency

    Please note that cash pick-up transfers can only be collected by native Pakistani residents with a valid Pakistani ID.

    You can also send money to Pakistan via bank deposit, SWIFT or mobile top-up.

    2. Enter your recipient’s details

    • Full name
    • Phone number

    The recipient’s name must match the name on their bank account/ID.

    3. Choose a pick-up location

    Your recipient can collect from any branch of:

    • Allied Bank
    • Askari Bank
    • Bank of Punjab
    • Dubai Islamic Bank Pakistan (DIBP)
    • HBL
    • MCB 
    • Meezan Bank
    • UBL (United Bank Limited)
    • National Bank of Pakistan

    4. Pay for your transfer

    Payment methods include:

    Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.

     

    How long will it take to send my transfer to Pakistan?

    Once we’ve received your payment, we will immediately process your transfer and notify you via email and push notification.

    Transfers are available for pick-up at any HBL branch in minutes or 6,500 other locations within an hour.

     

    Are there limits on how much I can send to Pakistan?

    Minimum amount: 10 GBP

    Maximum amount for cash pick-up: 1,500 GBP

    If you need to send higher amounts to Pakistan, we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers. 

    There may be additional monthly/annual limits depending on your pick-up location. Please check with the bank. 

     

    What will my recipient need for cash pick-up?

    Once we’ve notified you via email that the transfer is available for pick-up, your recipient will need to provide the following:

    • Valid photo ID (with matching name)
    • Pick-up reference number, which we’ll provide once you’ve set up the transfer

    Your recipient may be asked to provide the name of our local partner, Uremit.

     

    How much does it cost to send money to Pakistan?

    Your first two Azimo transfers are fee-free and after that can be as low as £1. 

    The exact amount can vary based on:

    • Where you are sending money to and from
    • Your payment method (online bank transfer or debit/credit card)
    • The amount that you want to send

    No matter what, we'll always offer you the lowest rates - in most cases up to 90% lower than other transfer companies and banks! There are no hidden costs or confusing prices.

     

    What is the best app to send money to Pakistan?

    With the Azimo app you can send money to Pakistan from home or on the go in just a few taps.

    Features include currency alerts for the Pakistani rupee, so you always know the best time to send money abroad, while email and push notifications tell you when your money transfer will be delivered.

    There are no complicated forms to fill and no hidden fees. In less than 5 minutes you can transfer to a bank account, mobile wallet or one of 300,000+ secure cash pick-up locations and track your money every step of the way. It’s that simple.

    Download the award-winning Azimo app on your Apple or Android device and enjoy your first two transfers fee-free.

     

    How do I transfer to a company in Pakistan?

    Cash pick-up transfers are not available when sending to a company in Pakistan. 

    If you’d like to transfer to a company, please select SWIFT as your delivery method.

    Read more: What are SWIFT and BIC codes?

     

    Is it safe to send money online to Pakistan?

    When you send money to Pakistan with Azimo your payments are safe and your bank details and personal data are protected. Below are just some of the steps we’ve taken to protect your money:

    FCA regulated

    We are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.

    HMRC registered
    We are registered with Her Majesty’s Revenue and Customs as a Money Transmitter to help prevent money laundering.

    3D Secure authentication
    We use 3D Secure authentication to give your card payments an extra layer of security.

    Fraud detection
    Our technology detects and monitors unusual activity to protect you from fraud.

    Data protection
    We are certified by German TÜV for data protection and IT security.

    Encryption
    Encrypted communication on our website and apps protects your account against unauthorised access.

  • How do I send money to Pakistan (bank deposit)?

    You can send money to Pakistan with Azimo in three simple steps.

    1. Set up a transfer to Pakistan

    • Select direct to bank as your delivery method

    Please note, cash pick-up transfers can only be collected by native Pakistani residents with a valid Pakistani ID.

    You can also send money to Pakistan via cash pick-up, SWIFT or mobile top-up.

    2. Enter your recipient’s details

    • First name
    • Last name
    • Account number (IBAN) 

    Your recipient will find their IBAN on their bank statement or by logging into online banking. Every country’s IBAN structure is different, but every one starts with a 2-digit country code. Pakistan’s code is PK

    The recipient’s name must match the name on their bank account/ID. Banks in Pakistan won’t check the account number against the bank account, so please make sure all details are 100% accurate before setting up a money transfer.

    3. Pay for your transfer 

    Choose how much you want to send and select your payment method:

    Please note that you can only use your own card to pay. If you’re using online banking to pay for your transfer, always send money from an account in your name and remember to include the reference number.

     

    How long will it take to send my transfer to Pakistan?

    To process your transfer, we must first receive your payment. Card payments reach our account in minutes whereas bank transfers can take 4 hours in GBP or 2 business days in EUR. 

    Once we have received your payment, we will immediately process your transfer and notify you via email and push notification. 

    Direct to bank transfers are usually processed within 30 minutes.

    It may take longer to process the transfer on the weekend and public holidays.

    Note, your money will only be credited during bank opening hours.

    Are there limits on how much I can send to Pakistan?

    Minimum amount: 10 GBP

    Maximum amount for bank transfer: No limit

    If you need to send high amounts to Pakistan, it can take longer due and we may request additional details from you to process the transfer. This is a standard security check, in accordance with the Know Your Customer (KYC) policy, which is used across the EU and UK to ensure the safety of all money transfers.

    How much does it cost to send money to Pakistan?

    Your first two Azimo transfers are fee-free and after that can be as low as £1. 

    The exact amount can vary based on:

    • Where you are sending money to and from
    • Your payment method (online bank transfer or debit/credit card)
    • The amount that you want to send

    No matter what, we'll always offer you the lowest rates - in most cases up to 90% lower than other transfer companies and banks! There are no hidden costs or confusing pricing structures.

     

    What is the best app to send money to Pakistan?

    With the Azimo app you can send money to Pakistan from home or on the go in just a few taps.

    Features include currency alerts for the Pakistani rupee, so you always know the best time to send money abroad, while email and push notifications tell you when your money transfer will be delivered.

    There are no complicated forms to fill and no hidden fees. In less than 5 minutes you can transfer to a bank account, mobile wallet or one of 300,000+ secure cash pick-up locations and track your money every step of the way. It’s that simple.

    Download the award-winning Azimo app on your Apple or Android device and enjoy your first two transfers fee-free.

     

    How do I transfer to a company in Pakistan?

    You can send money to a company account in Pakistan with a SWIFT payment to an account held in USD or EUR.

    Please remember to select the correct type of account when creating your new recipient.

    Read more: What are SWIFT and BIC codes?

     

    Is it safe to send money online to Pakistan?

    When you send money to Pakistan with Azimo your payments are safe and your bank details and personal data are protected. Below are just some of the steps we’ve taken to protect your money:

    FCA regulated

    We are authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution.

    HMRC registered

    We are registered with Her Majesty’s Revenue and Customs as a Money Transmitter to help prevent money laundering.

    3D Secure authentication

    We use 3D Secure authentication to give your card payments an extra layer of security.

    Fraud detection

    Our technology detects and monitors unusual activity to protect you from fraud.

    Data protection

    We are certified by German TÜV for data protection and IT security.

    Encryption

    Encrypted communication on our website and apps protects your account against unauthorised access

     

    Which banks in Pakistan does Azimo support?

    You can transfer to any major bank in Pakistan. The full list of banks includes:

    • AL BARAKA BANK PAKISTAN LIMITED
    • ALLIED BANK LIMITED
    • ASKARI BANK LIMITED
    • BANK ALFALAH LIMITED
    • BANK ALHABIB
    • BANK ISLAMI PAKISTAN LIMITED
    • BANK OF AZAD JAMMU KASHMIR
    • BANK OF KHYBER
    • BANK OF PUNJAB
    • BARCLAYS BANK LIMITED
    • BURJ BANK
    • DEUTSHE BANK AG
    • DUBAI ISLAMIC BANK LIMITED
    • FAYSAL BANK LIMITED
    • FINCA MICROFINANCE BANK LIMITED
    • FIRST MICRO FINANCE BANK LIMITED
    • FIRST WOMEN BANK LIMITED
    • HABIB BANK LTD
    • HABIB METROPOLITAN BANK
    • INDUSTRIAL DEVELOPMENT BANK OF PAKISTAN
    • JAHANGIR SIDDIQUI BANK LTD
    • KASB BANK LIMITED
    • KHUSHALI BANK
    • MEEZAN BANK LIMITED
    • MUSLIM COMMERCIAL BANK
    • NATIONAL BANK OF PAKISTAN
    • NIB BANK LIMITED
    • NRSP MICROFINANCE BANK LIMITED
    • OMAN INTERNATIONAL BANK SADG
    • SAMBA BANK LIMITED
    • SILK BANK LIMITED
    • SINDH BANK
    • SME BANK LIMITED
    • SONERI BANK LIMITED
    • STANDARD CHARTERED BANK
    • SUMMIT BANK
    • TAMEER MICROFINANCE BANK LIMITED
    • THE PUNJAB PROVENCIAL COOPERATIVE BANK LTD
    • U MICROFINANCE BANK LIMITED
    • UNITED BANK LIMITED
    • WASEELA MICROFINANCE BANK LIMITED
    • ZARAI TARAQIATI BANK LIMITED
  • Sending money to Moldova

    What do I need to make a transfer?

    1. Enter recipient’s details
      • Full name (including all given names and surnames)
      • Last name
      • Phone number
      • Recipient’s city of residence
      Recipient’s name must match the name on their ID.
    2. Pay for your transfer
        You can easily pay for your transfer with the following:
      • Debit or credit card (maximum amount 12,000 GBP/13,500 EUR)
      • Bank transfer by logging into your online banking
      • SOFORT payments when sending from Austria, Belgium, Germany, Italy and The Netherlands
      • iDEAL when sending from The Netherlands
        Please note that:
      • When paying for the transfer, always use your own card or bank account.

    Picking up the the transfer

    Your recipient can pick up the money in:

    EUR: From any branch of Smith & Smith and Victoriabank
    USD: From any branch of Victoriabank, Moldindconbank, Fincombank, Moldova-Agroindbank, Comertbank, Eurocreditbank and Posta Moldovei*

    *When picking up from Posta Moldovei, the USD amount will be converted to Moldovan leu.

    You’ll be notified when the transfer is available for pick-up. Your recipient will need the following:

    • Valid photo ID that shows their full name and matches the details you entered
    • Pick-up reference number that will be provided once you make a transfer
    • Your recipient might also need to provide the name of our local partner:
      • EUR transfer: Smith & Smith
      • USD transfer: Contact System

    Transfer limits

    Sending EUR

    Minimum amount: 10 GBP
    Maximum amount: 800 GBP

    Monthly limit for recipient: 3,000 EUR

    Sending USD

    Minimum amount: 10 GBP
    Maximum amount: 3,000 GBP

    If you need to send higher amounts to Moldova, we might request additional details from you to process the transfer.

    Delivery times

    Once we have received your payment, we will immediately process your transfer.

    Most transfers are available for pick-up within an hour of making a transfer.

    Transfering money to a company

    Cash pick-up transfers are not available when sending to a company in Moldova.

    If you need to transfer to a company, please use “SWIFT” transfer.

SWIFT transfers

  • What is a SWIFT transfer?

    SWIFT transfer is a transfer that is sent via the SWIFT international payment network. With Azimo you can make SWIFT transfers to more than 100 countries around the world, in major currencies including GBP, USD and EUR.

    You’ll need a SWIFT-BIC code as it allows us to identify your recipient’s local bank.

    Important information to note
    • The receiving bank might charge a handling fee to receive a SWIFT transfer
    • Most transfers are delivered within 24 hours
    • The receiving account has to be held in the chosen currency
  • How can I find my recipient’s SWIFT-BIC code?
    A SWIFT-BIC code is unique to your recipient’s bank branch, so in order to find their SWIFT code, please ask your recipient to get it from them and provide it to you.
  • Making a SWIFT transfer

    What are the delivery times?

    SWIFT transfers usually take one working day.

    Please note that it may take longer to process the transfer on public holidays.

     

    What are the minimum and maximum amounts per transfer?

    The minimum amount for a SWIFT transfer is 200 GBP and the maximum amount is 250,000 GBP.

    Please note that some recipient’s banks have a limit set on how much they can receive, so double check with them before sending.

     

    Can I make a transfer to a company?

    Yes, you can make a SWIFT transfer to company accounts in either USD or EUR.

    Please remember to select the correct type of account when creating your new recipient on your Azimo account.